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Travel Insurance for Australians Reading Answers

Bhaskar Das

Sep 26, 2025

Travel Insurance for Australians Reading Answers contains 7 questions and belongs to the assessment system of the IELTS General Reading test. Travel Insurance for Australians Reading Answers must be answered within 10 minutes. In this IELTS reading section, question types include: Write the correct letter.

Travel Insurance for Australians Reading Answers offers a comprehensive overview of Travel insurance, which is essential for overseas trips, protecting you from medical costs, emergencies, valuables loss, and activity risks, while offering peace of mind tailored to your destination and travel style. To practice similar reading tests, candidates can refer to the IELTS Reading Practice Test section.

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Travel Insurance for Australians Reading Answers

Topic:

A.Here are some basic reasons for travel insurance outside Australia:

  • You’re not a burden on your family and friends. The cost of a hospital stay or even getting to a hospital could be several years’ salary, and you may not be going home until your parents have re-mortgaged their house or your friends have sold their car.
  • Some countries won’t let you in unless you have travel insurance.
  • You don’t have to worry as much about what could go wrong on your holidays.
  • The Australian embassies won’t pay your medical bills for you.
  • You like to travel wherever you want and whenever you want without worrying.
  • And finally, the number one reason: because you’re travelling overseas.

    In the end, it’s really that simple. If you’re going overseas, it’s just as important to get travel insurance as it is to bring your passport.

B.The level of cover and the cost of travel insurance can vary depending on the region you’re travelling to, and some risks may be of greater concern than others. For example, not all policies cover you to change your plans due to a riot or civil commotion. Familiarise yourself with your destination and make yourself aware of the health risks. Also, get a policy that covers you for every country you’re travelling to.

C.Most people will be best served by a one-off policy for a set number of days. But if you’re a regular traveller, an annual multi-trip policy or even travel insurance on your credit card could provide a good value solution. Keep in mind that annual multi-trip policies and credit card insurance commonly restrict the length of travel allowed, ranging from 30 to 90 days depending on your policy. So if you’re travelling for extended periods, you’ll need to pay for a long-term standalone travel insurance policy.

D.Cruising the ocean roads on a moped? Carving up the ski slopes? Exploring the underwater world? These activities aren’t necessarily included in a travel insurance policy. Scan the insurer’s list of activities that are included and those that you’ll have to pay extra for.

E.Do you need cover for valuable items such as a laptop? Cover for such valuables can vary from zero to $10,000, which may be inclusive or come in the form of a higher premium. Policies also vary when it comes to how they exclude cover for valuable items, for example, items in your check-in luggage.

F.Medical conditions that pre-exist at the purchase date of your policy may not be covered. This can range from something as common as allergies or asthma to diabetes, heart conditions and knee replacements. If you have any such conditions, contact the insurer to ask if they’ll cover you for it.

Questions 8-14

There is some information for travel insurance for Australians, A-F, on the next page.

Which section of information mentions the following information?

Write the correct letter, A-F.

8. Some credit card policies only permit a certain amount of travel per annum.

Answer: C

Supporting statement: "…annual multi-trip policies and credit card insurance commonly restrict the length of travel allowed, ranging from 30 to 90 days depending on your policy."

Keywords: credit card insurance, restrict, length of travel, 30–90 days

Keyword Location: Paragraph C, lines 4–6

Explanation: The section highlights that credit card policies limit travel duration, confirming the statement.

9. The Australian government will not pay hospital costs for Australian travellers.

Answer: A

Supporting statement: "The Australian embassies won’t pay your medical bills for you."

Keywords: embassies, won’t pay, medical bills

Keyword Location: Paragraph A, line 10

Explanation: This clearly shows that Australians cannot rely on their government to cover hospital costs abroad.

10. You might not be covered for certain illnesses.

Answer: F

Supporting statement: "Medical conditions that pre-exist… may not be covered. This can range from something as common as allergies or asthma to diabetes…"

Keywords: pre-exist, not covered, conditions, allergies, diabetes

Keyword Location: Paragraph F, lines 1–4

Explanation: Pre-existing illnesses may not be included in coverage, matching the question.

11. Ensure that your travel insurance policy covers you for everything you plan to do.

Answer: D

Supporting statement: "These activities aren’t necessarily included in a travel insurance policy. Scan the insurer’s list of activities… pay extra for."

Keywords: activities, not included, pay extra, insurer’s list

Keyword Location: Paragraph D, lines 1–4

Explanation: The section stresses checking activity coverage so all planned actions are insured.

12. It's not possible to gain entry into some countries without travel insurance.

Answer: A

Supporting statement: "Some countries won’t let you in unless you have travel insurance."

Keywords: countries, won’t let you in, travel insurance

Keyword Location: Paragraph A, line 6

Explanation: Entry restrictions exist in some countries if a traveller lacks insurance.

13. Some of your property when travelling by air may not be covered by your travel insurance policy.

Answer: E

Supporting statement: "Policies also vary… for example, items in your check-in luggage."

Keywords: valuables, exclude cover, check-in luggage

Keyword Location: Paragraph E, lines 4–6

Explanation: Coverage exclusions often apply to valuables in checked luggage, linking to property not being insured.

14. Ensure that your travel insurance policy covers you for every country that you plan to visit.

Answer: B

Supporting statement: "Also, get a policy that covers you for every country you’re travelling to."

Keywords: policy, every country, travelling

Keyword Location: Paragraph B, line 5

Explanation: Travellers must ensure policies extend to all their destinations.

Check IELTS reading samples:

*The article might have information for the previous academic years, please refer the official website of the exam.

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