Letter To The Bank Reporting an Amount that Has Been Overdrawn From Your Account IELTS Writing Task 1

Feb 6, 2023

Letter To The Bank Reporting an Amount that Has Been Overdrawn From Your Account IELTS Writing Task 1 requires candidates to address banks and report the inappropriate transaction. The topic in IELTS general writing task 1; Letter To The Bank Reporting an Amount that Has Been Overdrawn From Your Account IELTS Writing Task 1 revolves around the need resolution of a problem at work. In this IELTS General writing task 1; Letter To The Bank Reporting an Amount that Has Been Overdrawn From Your Account IELTS Writing Task 1, the sample answers comprises an introduction, body, and a conclusion.

IELTS General Writing Task 1 includes letter writing either in formal, informal, or semi-formal patterns. Candidates need to complete the task within 20 minutes. Students can consider their preparation for the writings section from the IELTS Writing Practice Papers and enhance their writing skills effectively. IELTS writing score is marked based on band scores. The band scores range from 0 to 9.

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Topic: You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $700 which will be taken directly from your account. You know that this information is incorrect.
Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

Band 8 IELTS Letter

Dear Sir,

I am writing to express my concern regarding the recent letter I received from your bank. It stated that my account is $240 overdrawn and that I will be charged $700, which will be taken directly from my account. I am confident that this information is incorrect and I would like to bring it to your attention.

I have been a customer of your bank for a few years now and I have always been vigilant about monitoring my account balance and transactions. Upon reviewing my account, I discovered that there have been unauthorized charges to my account, which led to the overdraft. I am confident that these charges are not made by me and I would like to request an investigation into this matter.

I have already taken the necessary steps to report this unauthorized activity and have requested for a new debit card. However, I am concerned about the proposed $700 charge and would like to request for it to be waived. I understand that overdraft fees are a common practice in the banking industry. But I strongly believe that this particular fee is unjustified, given the circumstances.

In light of the above, I kindly request that you look into this matter and take the necessary steps to rectify the issue. I would also appreciate it if you could provide me with an update on the status of the investigation and the steps being taken to resolve the issue. I am eager to have this matter resolved as soon as possible, and I am available to discuss the matter further should you require any additional information.

Thank you for your time and consideration. I look forward to hearing from you soon.

Yours sincerely,
Raghav

Band 7.5 IELTS Letter

Dear Ma’am,

I hope this letter finds you well. I am writing to bring to your attention an issue regarding my bank account with your institution. Recently, I received a letter from you stating that my account is $240 overdrawn and that I will be charged a fee of $700. I am writing to inform you that this information is incorrect.

I have kept a close eye on my account balance and transactions and I am confident that there has been no overdraft on my account. I have not exceeded my account balance and there have been no unauthorized transactions on my account.

I request that you immediately investigate this matter and take the necessary steps to rectify the error. I am confident that this is a mistake on your end and I would like it to be corrected as soon as possible. I have always had a good relationship with your bank and I would not like this matter to impact it negatively.

Furthermore, I request that you refrain from deducting any fees from my account until this issue is resolved. I would also appreciate it if you could provide me with a detailed explanation of how this error occurred and what measures you are taking to prevent similar incidents from happening in the future.

I look forward to your prompt response and resolution of this matter. Please do not hesitate to contact me if you require any additional information or clarification.

Thank you for your prompt attention to this matter.

Sincerely,
Kylie

Band 6.5 IELTS Letter

Dear Sir or Madam,

I am writing this letter in regards to the letter that I received from your bank two days ago. It quoted that I am currently $240 overdrawn and will be charged a fee of $70, which will be deducted from my savings account. I want to assure you that this is not the case and I believe it must be a mistake made by the bank. I kindly request that you investigate this matter before imposing any charges on me.

For the past eleven months, I have been making a $300 monthly payment for a car loan that I took from your bank. These payments have been automatically deducted from my savings account. However, last month I paid the outstanding balance of the loan and fully settled it with the bank. I even sent a letter to the bank informing them of this and received a letter of acknowledgement from you. Despite this, it seems that another $300 payment has been made to the loan this month, which is why I am now shown as overdrawn on my statement. I am attaching a copy of my statement for your review.

It is clear that this is an error that needs to be corrected immediately. I would like you to reverse the transaction and stop the monthly payments from being taken from my savings account, as the loan has already been fully paid.

I appreciate your prompt attention to this matter and I look forward to hearing back from you soon.

Yours faithfully,
Bhuvan

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