Conversation Between A Man And Female Bank Employee About Getting A Loan - IELTS Listening Sample Answer

Oct 6, 2021

IELTS Listening section comprises four sections - two conversations and two monologues. This topic - A conversation between a man and a female bank employee in IELTS listening section part 1. In this IELTS Listening topic, the conversation takes place about getting a loan. The candidates need to properly listen to the audio which will be played only once. Then answer 10 IELTS Listening questions. The following are the question types:

Table completion

Audio Transcript:

You will hear a man and a female bank employee talking about getting a loan.

First, you have some time to look at questions 1 to 6.

Listen carefully to the discussion and answer questions 1 to 6.

Employee: County District Bank customer services. Can I help you?

Man: Hello. I need to speak to someone about getting a loan and overdraft.

Employee: Yes. Perhaps I can help you. Do you bank with us sir?

Man: Yes. My name is Miko Drew.

Employee: Sorry sir. Your surname is?

Man: O Drew. Nick O Drew, but my full name is Michael.

Employee: Can I have your account number, please?

Man: Yes, it's 3926 1916.

Employee: That's fine. Now I just need to confirm some details for security reasons. What's your address?

Man: It's 24 Qilvetan Drive, that's in Chalvey. That's Chalvey. The postcode is SA39ER.

Employee: And your telephone number?

Man: 045888320.

Employee: Can you tell me your date of birth Mr. O Drew?

Man: Yes, it's 23rd of February 1967.

Employee: Thank you. Now, there are some gaps in your file here. I don't seem to have an address for you at work.

Man: No when I joined your bank. I didn't have a job, but I do now. I work for Calvin engineering that's in Carberry. If the address is 13 Works Yard, Carberry,

Employee: Could you repeat that?

Man: Works Yard. WO RK S Y ARD it's two words,

Employee: Right. Thank you. Do you have a telephone number where we can contact you please?

Man: Yes. It's 0912 79509

Employee: 7509

Man: no, it’s 79509.

Employee: Alright, okay, how long have you been there, Mr O Drew?

Man: I started in 1997, no, 1998.

Employee: Okay. That’s fine. And how much is your salary?

Man: Well, I’m not sure exactly. But it’s about 18,000 pounds.

You know how some time to look at questions 7 to 10?

Listen to the rest of the discussion and answer questions 7 to 10.

Employee: Now. You would like an overdraft? Do you have any other major debts?

Man: What would you mean?

Employee: Well are you paying mortgage on your house?

Man: Yes.

Employee: How much is that every month?

Man: It's about 450 pounds.

Employee: I see, have any credit cards or store cards?

Man: Yes. I pay 45 pounds a month in credit card charges. Oh, and about 19 pounds a month for my store card. That's with GH only the clothes shop.

Employee: Do you have any personal loans or hire-purchase agreements?

Man: None whatsoever.

Employee: Right. Well, the loan shouldn't be a problem. I can set it up for you in the morning. I've set you a limit at 250 pounds, although you can raise this to 300 pounds.

If you're still having problems, just give us a ring if you need to.

Man: Oh, that's great. Thank you. Goodbye.

Employee: Goodbye, sir.

Section 1

Questions 1-10

Write A WORD or A NUMBER in the spaces.

Current Account Overdraft Application Form

Full name	Micheal O’ Drew
Current Account no:	39261916
Address:	24, Kilverton Drive, 1 ______________
Postcode:	2 ______________
Tel:	0458 88320
Date of birth:	23th of 3 _________________ 1967
Work:	Culver Engineering – 30 4______________ Carbury
Tel:	5________________
The number of years in a job:	approx. 3 years
Current salary:	£ 6__________________
Outgoings:	Mortgage: £ 7__________________
Cards:	£45 in credit card 8 __________ £19 for store cards
Personal loans:	9_________________
Overdraft facility approved?	Y / N
Overdraft limit:	£ 10_____________________

Question 1:

Answer: Chalvey

Explanation: The address of the man who is going to take a loan from the bank is in Chalvey.

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