A Conversation in a Bank between a Man and a Woman IELTS Listening Answers

Dec 8, 2022

A Conversation in a Bank between a Man and a Woman IELTS Listening Answers consists of four sections. There are two conversations and two monologues. There is a total of forty questions in IELTS Listening. This sample is section second of IELTS Listening to A Conversation in a Bank between a Man and a Woman. There are similar topics found in IELTS Listening practice papers. This section contains the following question type:

No more than four words/ a number
Complete the Table

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Topic: A Conversation in a Bank between a Man and a Woman

Audio Transcript

SECTION 2

(M=Man; W=Woman)

M: Good morning. I’d like to open a bank account, please.

W: Good morning. What kind of account do you want to open?

M: I’m not sure. Perhaps you can give me some suggestions. I only want to deposit money in the bank and pay all kinds of bills easily.

W: Fine. I’ve got the application form here. First of all, can I have your full name please?

M: Richard Lee.

W: Fine, Richard, what’s your occupation?

M: I’m studying a Doctor degree now although I was a dentist before coming here.

W: Well, so you are a student.

M: What kind of account can you suggest for me?

W: How about a Deposit Account?

M: What’s the difference between that and a current account?

W: There are many differences such as the interest rate, overdraft and service and so on.

M: Fine. I will take your recommendation.

W: OK. Let’s talk about the main two account cards of the Deposit Account.

M: Fine.

W: One card is called the Solo Card and the other one is named Master Card.

M: Which one is better for me?

W: Let me introduce you to some differences of the two cards.

M: OK.

W: The first one is annual interest rate.

M: Which one is higher?

W: Of course. It is the Master Card. At present its rate is 5.5 percent, but the Solo Card is only 2.5 percent.

M: How about the other differences?

W: The service supplied with the two cards.

M: Could you speak specifically?

W: We usually supply Internet service and mobile service with all of the cards, of course including the Solo Card.

M: Yes. I’d like to ask for the service of mobile and oh, does Solo Card have an overdraft?

W: I’m sorry. But Master Card has such a service.

M: Fine.

W: If you want to take more money out of the bank than you have in it – be very careful – you should not do this without the bank permission and you will have to pay some charge.

M: Do you mean interest?

W: No. I mean the overdraft charge.

M: How much is that charge?

W: According to the bank rules the minimum fee is about 2%.

M: Fine.

W: The last item of the two cards is the requirement. There is no limitation of the Solo Card, but if you want to get Master Card you should deposit a minimum sum of fifteen hundred pounds in the first time.

M: Oh. What’s the requirement of money?

W: What do you mean?

M: I mean I cannot deposit cash when I open a bank account.

W: Don’t worry! We accept cash and check or even money order.

M: Great.

W: So which card do you decide to open?

M: I’d like to open the Master Card.

W: A good choice. How often would you like to receive your statement?

M: Monthly please.

W: OK. The last one you should know is the opening time. Banks usually open from 9:00 a.m until 4:30 p.m from Monday to Friday, but most branches open until 3:30 p.m. on Saturdays.

M: OK, I see. Thank you very much.

Section 1
Questions 11-13
Choose the correct letter, A, B or C. Write answers next to 11-13 on your answer sheet.

The main reason for opening a bank account is _____________

to pay bill easily.
to keep money safe.
to pay tuition fee.

Answer 11: A

Explanation: The man wanted to open a bank account. He asks for some suggestions from the woman. He only wants to deposit money in the bank and pay all kinds of bills easily. Hence, the main reason of opening a bank account is to pay bills easily.

The occupation of the client at present is _____________

professor.
dentist.
student

Answer 12: C

Explanation: The woman asked about Richard’s profession. He says that he is studying doctorate. Hence, he is a student.

The recommended bank account by clerk is _____________

Current Account.
Deposit Account.
Savings Account.

Answer 13: B

Explanation: Richard asked for suggestions on which account to open. The woman suggested opening a deposit account. This makes Deposit Account the correct answer.

Questions 14-19
Complete the table below.
Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

Credit Card	Solo Card	14_______________
Annual interest rate	15_______________	5.5%
Supply	16______________ Mobile service	Overdraft Pay 17______________
18_____________	No limitation	Deposit at least 19______________

Answer 14: Master Card

Explanation: The woman says that the deposit bank account has two account cards. One card is called the Solo Card and the other one is named the Master Card. Here master Card is the correct answer.

Answer 15: 2.5%/2.5 percent

Explanation: The woman explains the difference between the two cards to Richard. She suggested taking the Master Card. At present, its rate is 5.5 percent, but the Solo Card is only 2.5 percent. hence 2.5% is the correct answer.

Answer 16: Internet service

Explanation: Richard asked the woman to tell him more about the cards. The woman says that they offer Internet service and mobile service with all of the cards, of course including the Solo Card. Hence, Internet Service is the correct answer.

Answer 17: some charge

Explanation: The woman talks about an overdraft charge. She says that if Richard wants to take more money out of the bank then he needs to do it with the bank's permission. Richard will have to pay some charges. This makes some charges the correct answer.

Answer 18: requirement

Explanation: The woman talked about the last item of the two cards as the requirement. She says that there are requirements for the two cards. Hence, requirements is the correct answer.

Answer 19: fifteen hundred pounds

Explanation: The woman said that there is no limitation on the Solo Card. However, if Richard wants to get Master Card, he should deposit a minimum sum of fifteen hundred pounds for the first time. hence, fifteen hundred pounds is the correct answer.

Answer 20: 9:00 a.m.-3:30 p.m./9 am-3:30 pm/9 am to 3:30 pm

Explanation: The woman said that banks are usually open from 9:00 a.m. until 4:30 p.m. from Monday to Friday, but most branches open until 3:30 p.m. on Saturdays. This makes 9:00 a.m.-3:30 p.m as the correct answer.

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